My name is Ramesh Jaradhara, a retired Manager of Assam Gramin Vikash Bank. I was very confused about the investment of my money during most part of my earning life. I didn’t know about investment avenues except investing in LIC policies. I did invest in LIC policies for the purpose of investment as well as getting tax rebate under section 80C of Income Tax Act, 1961, as did by others. I did not know anything about Personal Finance. Nobody was there to ask about it nor any help available around me. I hold as many as 15 LIC policies and hoped that my financial future was secured. It was until the maturity of the policies while my banking career almost came to an end, I realized that I did a big blunder by investing in LIC policy. I got piddly returns from my policies at maturity.
However, during the last 12 years of my banking career, I came to know about Personal Finance when I got access to internet. My eyes get opened to a new world of possibilities. By taking advantages of the internet, I did many online courses on finance. Getting equipped with the knowledge of personal finance, I resolved that I would do such work which will help the new entrants to the job market, by imparting proper knowledge of personal finance, so that they could plan their finances to secure their future.
Pursuing that objective, I have started Wealth Axis Securities, after obtaining certification from NISM for Mutual Fund Distributor and getting registration from AMFI. At Wealth Axis Securities, we offer comprehensive services on personal finance domain, a well-researched, holistic financial service encompassing – investment planning, tax planning, retirement planning, insurance planning, and estate planning.
Our journey started from here…..
Ramesh Jaradhara,
Founder & CEO, Wealth Axis Securities, 10 Jan 2024